kləʊs kloʊs nɪə(ɹ) nɪɹ ˈpɑɹ.sə.ˌmoʊ.ni ˈskɪni

θɹɪft giving or spending with reluctance our cheeseparing administration very close (or near) with his money a penny-pinching miserly old man extreme care in spending money; reluctance to spend money unnecessarily