ʌˈmɛnds ˈdæmɪdʒɪz ɪnˌdɛmnɪfɪˈkeɪʃən ənˌdɛmnəfəˈkeɪʃən ɪnˈdɛmnɪti ɪn.ˈʃʊɹ.əns ɪn.ˈʃʊə.ɹəns ɹɪˈdɹɛs ˌɹɛstɪˈtjuʃən ˌɹɛstɪˈtuʃən a sum of money paid in compensation for loss or injury legal exemption from liability for damages protection against future loss